Employment Practices Liability.
Labour Dispute Insurance (LDI) comprehensive protection from labour disputes.
Broad interpretation of the law in favour of employees and changing legislation have increased the frequency and severity of employment claims.
With more than 12% of employers landing up at the CCMA each year, companies can no longer afford to be without LDI.
LDI is there to assist the employer on an ongoing basis in not falling foul of any labour regulations.
LDI the product is designed to offer just insurance against the inevitable labour problems. It also assists employers in the daily management of labour problems.
Strategic alliances with specialists in both human resources and industrial relations have resulted in additional benefits for the insured including:
1. A panel of attorneys and labour consultants on stand-by around the clock ready to assist employers in all areas of industrial relations.
2. An on-line human resources management system.
3. A full range of practices, policies and procedures.
4. Telephonic help manned by professionals.
5. The provision of private dispute resolution facilities.
The conditions of cover require that the insured consult with the Labour Counsellors before embarking on any action that may give rise to a dispute.
Policy exclusions will be effective only if there are:
1. Any wilful breaches of the procedural and other material aspects of current Labour Law.
2. Collective Disputes or Industrial Action.
3. Fraudulent Acts, Bodily Injury or Property Damage incidents.
4. Prior and pending litigation
5. Retrenchments.
The cover therefore responds to the following types of claims:
A formal administrative or regulatory proceeding.
An arbitration proceeding.
A written demand for monetary damages.
Contact pi@cgbrokers.co.za for a proposal form.
Date Created: 2008-07-01 |
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