In keeping with the innovation and comprehensive cover that they offer in South Africa and abroad, Discovery Health offers its members 'The International Travel Benefit'. This will cover the hospital fees of Discovery (excluding Key Care) members up to the amount of R10 million if they experience health problems while they are outside of South Africa's borders.
When heading on a trip beyond our border, the threat of injury or sickness tends to be the last of one's worries and without proper cover the process and cost of receiving treatment may be the seconds needed to save a life. With this kind of cover, you can rest assured that an international insurance agency will be negotiating on your behalf.
Discovery's International Travel Benefit
The International Travel Benefit offers emergency medical cover outside the borders of South Africa. The benefit is not available to Key Care members. International SOS assists members in medical emergencies while traveling.
• Members on the Executive Plan have R10 million cover per journey, and members on the Classic, Essential and Coastal plans have R5 million cover.
• Members are covered for 90 days from the departure date. Cover ceases after 90 days or on your arrival back in South Africa, whichever is earlier.
• Emergency Hospitalisation is covered in full up to the R5mil or R10mil limit. Payment is made by ISOS.
• Out-of-hospital expenses must be paid by the member, and claimed on your return to South Africa. Members are liable for the first 100 Euros or 150 USD, per person, per journey. Payment is made from Risk, not Savings.
• Elective procedures are covered at South African rates, paid in Rands into your claim payment bank account. Elective treatment is only covered if the treatment is normally covered in South Africa. The same ruling applies to conditions for which you have been treated in the 30 days prior to traveling.
• Exclusions include any healthcare services relating to a waiting period you may have, or anything related to one of Discovery’s normal exclusions.
• Before you travel, it is best to get confirmation of cover from Discovery. Call them on 0860 998877 and give them the dates of your travel and the destination. They will then email confirmation of your cover to you, including the international telephone numbers to call in case required. This confirmation can be used for VISA applications where proof of medical cover is required for entry.
