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PayProtector - Risk Analysis Services


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As an online payment gateway for merchants in the airline, tourism and travel, e-commerce and online gaming industries (amongst others); PayGate is focused on combating online credit card fraud and providing the most secure way of accepting credit cards online. Although credit card fraud has been identified as a major concern for all merchants accepting credit cards online - particularly those accepting international credit card transactions - the risk of receiving fraudulent transactions can be reduced to negligible levels by using online fraud prevention measures.

PayGate has developed PayProtector, our proprietary risk analysis service which can be used with our PayBill, PayWeb and PayXML credit card processing services. We offer 3 versions of this service to best suit different types of businesses. PayProtector – Online is a real-time analysis service that uses proprietary neural analysis to screen incoming transactions in real time before they are processed to the merchant’s internet merchant account. If the incoming transaction is detected as being fraudulent the transaction is blocked before it is sent to the bank, thereby reducing the risk of it being successfully authorised. This service has proven to be very effective for our clients in many industries including the airline industry.

We also offer PayProtector – Reporting. This service generates a report of the previous day’s successful transactions indicating their risk scores. This will allow the merchant to check the High Risk transactions and take appropriate action before orders are sent. Another option we offer is PayProtector – Managed. This is a comprehensive consulting service offered to large merchants needing a company-wide fraud prevention strategy. PayGate will assist the PayProtector – Managed merchant to develop business processes and measures to successfully identify any fraudulent activity and take the appropriate action.

We have designed PayProtector to offer the maximum amount of fraud protection to our clients. Therefore merchants in industries such as airline, tourism and travel, e-commerce and online gaming using PayGate for their internet credit card processing can make use of this service with confidence as it has proven to be very effective in combating credit card fraud.

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Date Created: 2009-10-02 | Last Update : 2009-10-02
 
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