Many client prefer using their credit card to pay for their airline flight or hotel booking, therefore it is important for anyone running a travel agency, hotel or B&B to be able to accept credit card payments. Business owners in the tourism and travel industry require a secure, cost effective and easy to operate solution to allow them to accept credit card payments from both local and international credit cards. PayGate has developed PayPoint, a web-based point of sale solution which offers similar functionality to a point of sale credit card machine without the need for additional hardware or software. Payments processed using PayPoint are processed directly to the merchant’s internet merchant account at their bank via PayGate’s online payment gateway, so they receive the full payment directly without having to wait for a payout from a combined internet merchant account. To process a credit card payment using PayPoint, one would need to log in to the PayGate Back Office secure admin website. This site can be accessed using any computer with internet access, although a password is required to log in to the site itself. Once logged in, the user will enter the client’s credit card details on a secure payments page and submit the payment. The transaction will then be processed in real time to the merchant’s internet merchant facility via the PayGate online payment gateway. The merchant’s bank will then return a payment result - either accepted or declined. This result will be displayed to the user who can print it out for the cardholder if required.
PayPoint offers business owners the functionality of a point of sale credit card machine without the extra expense of installing additional hardware and telephone lines. PayPoint is recommended for any merchant looking to accept credit card payments from both local and international credit cards. It is also well suited for merchants in the tourism and travel industry such as travel agency, B&B and hotel owners.
