To quote internet AMPS 2008 "In September 2.4 million South African
adults accessed the internet in a 7-day period, an increase of 30% over
a year ago" So, if you have, or are planning to have an internet
business, you could ride the wave and enjoy at least 30% business growth
year on year. PayGate internet payment gateway for credit card
processing in Africa has been in existence for over 10 years and is a major role
player in the industry. Founded by IT boffs Peter Harvey and David
Beukes PayGate has a number of ways for merchants to process credit
cards on the internet. From its early beginnings of being exclusive to
Standard Bank, PayGate now processes to ABSA, Nedbank, State Bank of
Mauritius, and FNB Cell PayPoint mobile transactions. Perfect payment solution for 2010 World Cup Soccer.
PayGate is reputed by developers to be the easiest payment gateway to
integrate to and has a variety of products that make it easier for
merchants to receive and process credit card transactions from their
customers. To mention a few, PayWeb is for receiving payments on a
website, PayPoint is for the merchant to process transactions themselves
one at a time, PayBatch is for mail order merchants to process batches
of transactions, PaySubs is for automatic processing of subscriptions
every month, PayBill which is an easy system for merchants to email
their bills to customers who click and pay online, and PayXML is to give
developers carte blanche over the look and feel of the customer
interface and pass the transaction details to PayGate in the background.
PayXML is also ideal for processing mobile transactions via cellphones.
There are pros and cons to receiving credit card payments online. Pros
are the ease with which purchases can be made from the comfort of one's
home or office, the ease of payment, the massive market penetration
through the rapidly increasing number of online and mobile customers,
and the ease with which merchants can make money while they are
sleeping. The cons are that it takes a bit of effort to construct a
website, to make sure it is found on the internet through good SEO
(Search Engine Optimisation), being organised enough to ensure that
goods are dispatched and received by customers reliably, and finally to
make sure that merchants are receiving genuine payment from genuine
customers and not fraudsters.
With the increasing internet fraud, PayGate has launched PayProtector
which does screening of transactions for merchants to catch the
fraudsters and ensure that merchants don't lose money on a transaction.
The merchant's payments from genuine cardholders is safe because, unlike
some other payment service providers, PayGate does not take the money,
but merely instructs the bank to transfer the money from the cardholder
directly into the merchant's bank account. Many South Africans and African countries are trading internationally on the internet and like to advertise their
prices in foreign currencies such as dollars and euros. This prompted
PayGate to introduce PayFx which allows merchants to advertise in
foreign currencies and PayFx transparently converts the transaction for
the cardholder into rands at the point of purchase.
It is imperative for websites to be online all the time to ensure that
merchants can make money while they are sleeping - PayGate has an
enviable track record and industry standing for up-time, which ensures
that the merchant can maintain a reputation for reliability.
Click the Contact Us buttons above for more info
ISSUED BY PAYGATE
South Africa: 086 110 2172
email: info@paygate.co.za
website: www.paygate.co.za
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